Real Reform for Fannie & Freddie

Current legislation needs to be amended in order for all investors – pensioners, community banks and individuals – to be repaid and create a solid platform for the mortgage market to thrive.

  • Repayment of Pensioners, Community Banks and Individuals invested in Fannie and Freddie.
  • Stricter lending standards and oversight of Fannie and Freddie.
  • Affordable housing goals reinstated and upheld under stricter oversight.

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Reforming Fannie and Freddie: Why it Matters

Government interference in housing market

In 2008 government bailed out Fannie Mae and Freddie Mac (Government-Sponsored Enterprises or GSEs) in an attempt to stabilize the housing market and the U.S. economy. In March 2014, Fannie and Freddie will have repaid the taxpayers and are making tens of billions of dollars in profits. Despite the taxpayers being made whole, plus interest, the U.S. Treasury continues to take 100 percent of Fannie and Freddie profits while Fannie and Freddie shareholders are left with nothing.

Legislators are seeking to reform the mortgage market system to make GSEs more accountable and to prevent a repeat mortgage crisis from happening in the future. Flaws in current proposed legislation, such as Corker-Warner and Johnson-Crapo, fail to repay those who hold shares in the two enterprises including pensioners, community banks and individuals.

It has recently been revealed in an internal Treasury memo that the Obama Administration never intended to repay investors yet continued to encourage investment in Fannie and Freddie by outside investors. This deliberate violation of market place rules not only qualifies as theft and market manipulation (securities fraud), but leaves millions of pensioners, community banks and invdividuals holding worthless paper.


  • Federal Government bails out Fannie Mae and Freddie Mac with $188 billion dollars


  • Government memo devises scheme to freeze out private investors (pension funds, community banks). “The administration’s commitment to ensure existing common equity holders will not have access to any positive earnins from the GSEs in the future.”


  • Federal government implements plan to take 100 percent profits of Fannie and Freddie


  • Government & Taxpayers Repaid: Shareholders hold worthless paper

Click here to download the Investors Unite reform document.

The Government's Path Out of Conservatorship for Fannie Mae and Freddie Mac

  Investors Unite Executive Director Tim Pagliara and Professor Clifford Rossi Invite You to a Panel Discussion: "The Government's Path Out of Conservatorship for Fannie Mae and Freddie Mac...

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Video: Investors Unite Press Conference - Ending the Conservatorship

Investors Unite Chairman Tim Pagliara's Press Conference Discussing: “Ending the Conservatorship: A Request for Director Watt” Investors Unite held a press conference discussing Director Mel Wat...

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IU Press Conferences

(January 2015) - Investors on the Hill (October 2014) - Pagliara and Rossi: Government’s Path out of Conservatorship (August 2014)  - Video: Atlanta Press Conference: Ending the Conservators...

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2020 January 24, 2020: Investors Unite Legal Update for GSE Shareholders 2019 September 11, 2019: Investors Unite Collins vs. FHFA Legal Updates Teleconference January 31, 2019: GSE Sh...

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Investors on the Hill

Investors Unite January 2015 Capitol Hill Summit On Wednesday, January 14, 50 Fannie Mae and Freddie Mac shareholders and Investors Unite members hosted a briefing on Capitol Hill to advocate for h...

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Solutions for U.S. Housing Policy

 Live stream of the event will begin at 8:30 am on Tuesday, June 10, 2014   To access audio of this event, please see below dial-in information: Dial-In Number: 866-952-7524 Access Code: 3...

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